Saving the Bank With a Commercial Loan Pricing Model
Commercial Loan Pricing
According to a report released by the Office of the Comptroller of the Currency, commercial banks have recently increased credit risk standards in approximately 30 percent of commercial loan products. This means that many banks will accept riskier ventures for financing and will relax some underwriting guidelines i...
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Which top banks were sued for discrimination over a loan pricing issue?
Which top banks were sued for discrimination over a loan pricing issue?
Everyone knows that qualifying for a loan can sometimes be hard depending on credit market conditions. While loan applications are usually reviewed based on a number of factors such as the ability of the borrower to repay, some large-sized financial institutions look at other things such as race, and often in a very negativ...
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