Lessons About The Commercial Loan Pricing Model
Commercial loan pricing model
A commercial loan pricing model is used in a lot of commercial lending scenarios. Only about 15 percent of the banks with $1 billion or less in assets use the model, however. For those with assets less than $250 million, the percentage is even smaller.
There may be various reasons as to why a bank doesn't use a ...
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Banking Associations Provide Immeasurable Value to Their Members
90 Banking Associations Provide Immeasurable Value to Their Members
Value of over banking associations to the members.
My partner, Phill Rowley, speaks at a lot of Banking Association neetings. The value of banking associations to the members is immeasurable. There are more than 22 federal banking associations and over 68 state banking associations. Their membership includes both sm...
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Why Join a Banking Association? Top Benefits for Members
Why Join a Banking Association? Top Benefits for Members
Value of banking associations to the members
As most bank executives will agree, the banking industry is ever-changing in terms of compliance issues, consumer payment strategies, and technology advances. Add to that the need for continuing education in best practices for lending strategies and risk management, and the task of...
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Five types of Loan negotiating skills in banking – which do you have?
Five types of Loan negotiating skills in banking - which do you have?
Loan negotiating skills in banking; reviewing the basics:
We meet lots of bankers at various Banking Schools and through our work on Commercial Loan Pricing models. Our research tells us that there are different loan negotiating skills in banking and that there are five that are the most common. Looking at the...
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Understanding the Value of Graduate Banking Schools
Understanding the Value of Graduate Banking Schools
Value of Graduate Banking Schools
The financial landscape in the US is constantly growing and changing. As bankers and regulators, it is crucial that we learn to navigate the advancing technology, global issues, and challenging times. There is an increasing need for leadership in the industry. Graduate programs in banking assist us in u...
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