What Is A Risk Rating?
More and more loans are being granted every day. Before approving the next loan, ask yourself: is the risk worth the ROI? Where is the line between reaching portfolio goals and knowing when to walk away?
Studies have been conducted to educate and encourage financial institutions to implement loan pricing models. These models are designed to incorporate the analytics req...
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Is It Better for a Business to Borrow or Lease Capital Equipment
A question many business owners ask bankers over the course of operating their business is whether they should borrow money to buy or should they lease capital equipment. There are advantages and disadvantages for each choice, but when all things are equal, one of the deciding factors in deciding whether to borrow or lease is timing. One year a business might find that it makes sense to leas...
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